DOWNLOAD FORMS
DOWNLOAD FORMS

Your personal source for investment capital

  1. Dependable – When you are out there scouring the world for the great deal, you need to know the purchase and/or rehab funds are there when you need them. Once we commit to your loan you can rest assured the money will be there when you need it.
  2. Fast – Professional real estate investors know that good deals go fast, and sometimes you need to close within days to secure the opportunity. We have approved and funded deals with existing clients in less than an hour… we know how to move fast when necessary.
  3. Affordable – While more expensive than typical bank rates, our loan terms are significantly more attractive than “hard money” lenders.
  4. Minimal Bureaucracy – Entrepreneurs deplore bureaucracy, and we strive to keep administration and process to an absolute minimum
  5. No hidden fees – We do not charge administrative fees and all fees are fully disclosed on the commitment letter
  6. Long-Term relationship – Our primary clientele consists of professional investors who do multiple deals every year. Our goal is to build long-term relationships with active investors based on mutual trust and a win-win business model.

At Pantheon, we want to become more than just a provider of financing. We want you to feel you can confidently “outsource” your capital concerns to us and thereby remove the cash flow challenges that accompany handling multiple projects… so you can focus on getting your projects completed quickly and efficiently!

Application Forms & Business Plan Templates
Lending Guidelines & Terms
Process

In keeping with one of our key business principals of keeping bureaucracy and administration to a minimum, we have created an application process that is simple and flexible while still ensuring effective underwriting. If this is the first project with us, you must first complete the First-Time Borrower Application and sign the Borrower’s Certification and Authorization to Release Information. Please be sure to complete the application accurately and completely. Incomplete applications will not be processed. Background checks are normally completed within 2 business days of receiving the signed authorization form. Once approved as a borrower, all funding requests must be submitted on the Project Proposal spreadsheet format provided below. Please note that the Project Proposal Form has four tabs and all four pages must be fully completed for us to consider your funding request. You are encouraged to submit any additional information that will help us understand your business plan and project design.

Download Application Forms:


Project Proposal


First-Time Borrower Application


Borrower’s Certification and Authorization to Release Information

  1. We are a Private Lender specializing in loans to real estate investors for purchase and rehab costs up to 65% ARV
  2. Cost for typical rehab loan = 12% interest (annualized) and 3 points
  3. Loan term = 6 months (3 month extensions provided at Lender discretion)
  4. Loans up to 65% ARV
  5. Require minimum Borrower cash participation of 10% ARV
  6. Require absolute first lien on property as security
  7. Loan amounts between $50,000 and $350,000 per project
  8. Borrower pays Lender legal fees (~$500) and wiring expenses… no other fees
  9. Personal recourse required.
  10. No personal or owner occupied loans, and we only lend to business entities (LLC, LP, etc.)
  1. Email your project proposal, underwriting information, and new borrower application (if a new borrower) to info@pantheonres.com. At your option, you may complete the new borrower application process before you have a specific project identified to save time later.
  2. Once received, your project information will be reviewed and we will contact you with questions or if we need additional information
  3. If your project receives preliminary approval, we will call you to schedule time to meet you at the property or schedule a third party property inspection
  4. Funding decisions are typically made within 24 hours of the physical property inspection
  5. If approved, we will send you a Commitment Email outlining the terms under which we will make the loan
  6. If acceptable, you will confirm your acceptance of the terms via email and we will forward to our attorney for processing
  7. Our attorney will work with your attorney and/or title company to effect the necessary documents and process
  8. On the day of closing we will wire funds in accordance with the Commitment Letter and Loan Documents